Need to Know: The government requires Goods and Services Tax (GST) on all these charges. So, expect to see an 18% GST additional charge on these fees.

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Our partner bank hosts your Savings Account and follows all security standards per applicable regulations.

Your money is always safe with our banking partner - Federal Bank, is covered under the Deposit Insurance and Credit Guarantee Corporation Scheme. This insures your money up to ₹5 lakh.

Fi itself is not a bank and doesn’t hold or claim to have a banking license.

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Fi is a money management platform that re-imagines the banking experience in India. The Federal Bank Account offered through our App, is a digital bank account that gives you the fastest way to open a bank account online.

You can do everything from the Fi App, including p2p payments, fund transfers, bill payments, and more, with features to automate every action. You also get a Debit Card, spends insights and tools to grow your investment and earn rewards.

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FAQDebit CardCharges

Charges

Do I get charged for ATM withdrawals?

At ATMs within India:

Withdrawals from any Federal Bank ATM are free.

At other ATMs (Metro) = 3 free transactions every month. After that, it’s ₹25 per transaction.

At other ATMs (Non-metro) = 5 free transactions every month. After that, it’s ₹25 per transaction.

For any non-financial transactions at these ATMs (like a Balance Enquiry), it’s ₹11 per transaction

At ATMs outside India:

When you withdraw cash from an International ATM, we levy a fee of ₹200.

For any non-financial transactions at these foreign ATMs (like getting a Mini-Statement), there's a nominal ₹25 charge.

Need to Know: The government requires Goods and Services Tax (GST) on all these charges. So, expect to see an 18% GST additional charge on these fees.